Terms and Conditions
Acceptance of Terms
This website (the “Site”) is offered to the user (“User”) on the condition that the User accepts the terms and conditions contained herein without any modifications whatsoever. By accessing this Site and any of its pages, you are deemed to have agreed to the terms outlined below. Continued use of the Site after any changes to these terms constitutes acceptance of those changes.
References to “you,” “your,” and “yours” are references to the person(s) accessing this Site. References to “we,” “us,” and “our” are references to Unifi Asset Management Private Limited (hereinafter referred to as “Unifi Mutual Fund” or “Unifi AMC”).
Intellectual Property Rights (IP)
Unifi AMC hereby grants the User the right to use the Service in accordance with these terms for personal, non-commercial purposes only. All elements of this Site, including but not limited to HTML code, literature, information, software, tools, and services, are protected by copyright, trademarks, and other proprietary rights under applicable laws and international treaties. These elements are owned by Unifi AMC and/or third parties, where applicable.
Copying, reproducing, redistributing, or modifying any part of this Site for any purpose without prior written consent from Unifi AMC is strictly prohibited. Users agree to abide by all applicable copyright and intellectual property laws.
Hyperlinking
Links to Third-Party Websites
This Site may contain links to third-party websites. These links are provided solely for User convenience. Use of any such linked site is subject to its terms of use, and Unifi AMC assumes no responsibility for the content or functionality of these external sites. The inclusion of a link does not imply endorsement or approval by Unifi AMC.
Links to Unifi Websites
This Site may include links to other websites owned or operated by Unifi AMC or its affiliates. The products and services on these linked sites may be subject to different terms and conditions. Users should review the applicable terms before accessing or using such sites. Creating hyperlinks to this Site from third-party websites requires prior written approval from Unifi AMC.
Limits on Personal and Non-Commercial Use
The User expressly agrees to use the Service strictly for personal and non-commercial purposes. Redistribution, modification, reproduction, or commercial exploitation of any content, information, or services from this Site is prohibited without prior written consent from Unifi AMC.
Privacy
Unifi AMC may collect and use information provided by the User in the course of accessing or using the Site. Such information will be used in accordance with our Privacy Policy and applicable laws. By using the Site, you consent to such data collection and use. Unifi AMC reserves the right to disclose User information in good faith if required by law, to protect its rights or property, or to ensure compliance with legal obligations.
No Offer to Persons in Foreign Jurisdictions
Unifi AMC is registered with the Securities and Exchange Board of India (SEBI) and operates under Indian regulations. This Site and its services are intended for use by residents of India and not for persons residing in jurisdictions where the sale or distribution of mutual fund products is restricted or unauthorized. Users accessing this Site from outside India do so at their own risk and are responsible for compliance with local laws. Unifi AMC shall not be liable for any non-compliance with foreign regulations arising from such use.
Investment by Group Companies
Subject to applicable laws and regulations, Unifi AMC, its trustees, affiliates, directors, and employees may invest directly or indirectly in the schemes offered by Unifi Mutual Fund or in companies in which such schemes invest.
Disclaimer of Warranties
While reasonable efforts have been made to ensure the accuracy of information on this Site, Unifi AMC expressly disclaims all warranties, whether express, implied, or statutory, including but not limited to the accuracy, reliability, and completeness of the content and services provided. Unifi AMC does not guarantee that the Site will be error-free, uninterrupted, or free of viruses.
Unifi AMC will not be liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use the Site or any content therein. Users are advised to seek independent financial or investment advice before making decisions based on the information available on this Site.
Modification of Terms
Unifi AMC may at any time discontinue or modify these terms and conditions of the services/ facilities offered without prior notice. Users are responsible for regularly reviewing these terms to stay informed of updates.
Use of Passwords
If the User is provided with a password or PIN to access certain services on the Site, the User is solely responsible for maintaining its confidentiality. Any unauthorized use of the password will be the User’s responsibility, and Unifi AMC will not be liable for any consequences arising therefrom. Users agree to notify Unifi AMC immediately in case of any unauthorized access or use of their account.
Governing Law and Jurisdiction
The User undertakes to comply and be bound by all applicable laws and statutory requirements in India. Any disputes arising out of or in connection with the use of this Site or its services shall be subject to the exclusive jurisdiction of courts in Chennai, India.
Social Media Terms of Use:
Unifi AMC/ Unifi Mutual Fund has a social media presence on social media sites such as Twitter, LinkedIn (“hereinafter referred to as Unifi AMC/ Unifi MF social media Page/Profile). These Terms and Conditions advises every person who visits Unifi AMC/ Unifi MF social media Page/Profile or tags us of the terms and conditions of your use and access of Unifi AMC/ Unifi MF social media Page/Profile (“Terms”).
Users acknowledge that Unifi MF Schemes or units of Unifi MF are not registered in any jurisdiction other than India. Users should also be aware of the applicable laws and regulations of their respective jurisdictions prior to accessing the Unifi AMC/ Unifi MF social media Page/Profile or prior to tagging us and the Users shall solely be responsible for compliance thereof.
Any User accessing Unifi AMC/ Unifi MF social media Page/Profile or tagging us shall be deemed to have accepted and agreed to be legally bound by these Terms and Conditions, Website Terms, and the terms of use of the underlying social media site.
By posting contents to any Unifi AMC/ Unifi MF social media Page/Profile or tagging us, you understand and acknowledge that this information is available to the public, and that Unifi AMC may use this information for internal and external purposes. Please note that other participants may use your posted information beyond the control of Unifi AMC.
No material posted by Unifi AMC on our social media Page/Profile is intended as a complete analysis of every material fact regarding any market, industry, investment, strategy, or otherwise. While we may occasionally include links or references to other sites or third parties on Unifi AMC/ Unifi MF social media Page/Profile, we are not responsible for, do not endorse or guarantee, or accept any responsibility for the privacy policy, availability, contents, or accuracy of any such sites/third parties. Third parties may post or share information on our Unifi AMC/ Unifi MF social media Page/Profile. We do not endorse or guarantee the accuracy of the content posted by others.
Unifi AMC will never solicit or ask for personal information, such as PAN, Bank Account details, etc., through Unifi AMC/ Unifi MF social media Page/Profile. Do not post or send sensitive personal, confidential, or financial information via Unifi AMC/ Unifi MF social media Page/Profile or by tagging us.
Unifi AMC reserves the right to delete comment(s) and content(s) for any reason including comments and content that we, in our sole discretion, believe may be unlawful, abusive, offensive, or inappropriate.
General Provisions
Nothing in these terms shall limit Unifi AMC’s right to comply with legal obligations or governmental requests. These Terms of Use constitute the entire agreement between the User and Unifi AMC regarding the use of this Site and its services.
Unifi AMC, its directors, employees, agents will not be responsible for any liability in respect of any person/entity directly or indirectly suffering any consequential losses, damages or claims of whatsoever nature in contract, tort or otherwise as a result of any short-coming, defect or inaccuracy inadvertently crept in the Site and/or otherwise using the information available on the Site in any manner.
Termination
Unifi AMC reserves the right to terminate the User’s access to this Site if the User violates any of the terms outlined herein. The User shall remain liable for any obligations or liabilities incurred prior to termination.
MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY
Privacy Policy & Security of Information
We, at Unifi Mutual Fund, deeply respect the privacy of every visitor to our website and are committed to protecting and maintaining the security of the personal information shared with us.
We understand that the lawful and correct treatment of personal data is crucial to maintaining our investors’ trust and confidence. It is our constant endeavour to ensure that all personal data collected, processed, recorded, or used in any manner—whether on paper, computer, or other electronic media—has the necessary safeguards in place to uphold confidentiality and privacy.
We request all investors, clients, and customers to carefully read this “Policy on Privacy and Security of Information.”
The terms in this document align with the provisions of “The Information Technology Act, 2000,” as amended, the “Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011,” and any other applicable rules, regulations, and circulars.
Interpretation
- All references to the masculine shall include the feminine, and all references to the singular shall include the plural, and vice versa.
- References to client/customer/investor include both individuals and non-individuals, unless the context suggests otherwise.
- Any reference to a statute or statutory provision includes references to amendments or re-enactments thereof.
- Headings are provided for ease of reference only.
Policy Details
Unifi Asset Management Company Private Limited (referred to as “AMC”) has been appointed as the Investment Manager to the schemes of Unifi Mutual Fund.
The AMC, either directly or through third-party service providers (Service Providers) such as registrars and transfer agents, collects, receives, processes, stores, and handles information from investors, clients, or customers (both existing and prospective).
The information collected may include:
- Bank account details: Provided during account creation, bank account changes, or multiple account registrations.
- Payment details: Information submitted during investments or as proof for account changes.
- Encrypted passwords: For online investment requests.
- Demat account details: Such as beneficiary account numbers.
- Annual income and savings profiles.
- Other sensitive personal data as required.
This information is collected to:
- Respond to investor requests and process investment applications.
- Facilitate secure subscriptions, redemptions, and transactions across various modes such as physical, online portals, and websites.
- Comply with Know Your Client (KYC) norms under the Prevention of Money Laundering Act, 2002, SEBI regulations, and other applicable laws.
The data forms the basis of our ability to provide high-quality, timely, and efficient services while ensuring the information remains secure and confidential.
Data Protection and Access
We implement robust technical, operational, and physical security measures to protect investors’ sensitive personal data. Only authorized employees trained in handling sensitive information are granted access to this data.
The AMC ensures third-party service providers comply with confidentiality standards through suitable terms and agreements, and violators of privacy protocols are subject to disciplinary action.
Data Sharing
We may disclose personal information to external authorities, third-party service providers, or regulators as required under applicable laws. This includes entities like:
- Registrars and transfer agents.
- Distributors, banks, sub-brokers, call centers, custodians, and depositories.
- Governmental or judicial bodies when mandated.
By using our website or transacting with us, you consent to the sharing of your information as outlined above.
In addition, we may use the information to:
- Contact investors about our products and services.
- Seek feedback on services provided.
- Generate statistics and reports.
- Protect the rights and interests of the Mutual Fund, AMC, Trustee Company, and associated entities.
Cookies and Online Privacy
Our website may use cookies. By using our website, you consent to the use of cookies as per this policy. However, our privacy policy does not extend to third-party websites accessed via links on our site.
Despite our best efforts to secure data, we cannot guarantee immunity from breaches. The Mutual Fund, AMC, Trustee Company, and associated entities are not liable for unauthorized access to data caused by external factors.
Amendments
This policy is subject to periodic updates. Investors are advised to regularly review the policy for any changes.
Data Retention
We retain personal data as long as required under the law or to provide efficient service. Personal Information will not be retained for a period more than necessary to fulfil the purposes outlined in this privacy statement unless a longer retention period is required by law or for directly related legitimate business purposes. Personal Data that is no longer required to be retained as per legal and business requirements will be disposed in a secure manner.
Grievance Redressal
For concerns related to personal or sensitive data, please email us at [email protected].
By using this website or providing information to transact with us, you expressly consent to the terms outlined in this policy.
At Unifi Mutual Fund, we strive to provide high-quality financial products and services that meet our investors’ needs. However, we maintain a strict No Refund Policy for all financial products and services offered.
- Finality of Transactions
Once the financial product has been purchased or the investment transaction is completed, it is considered final. No refunds will be issued for the price of the product or investment, whether in cash or kind, under any circumstances. Investors are encouraged to thoroughly review all product details and terms before making their investment decisions. - No Refunds for Dissatisfaction
If an investor is dissatisfied with a product for any reason, no refund will be provided, even if the product is returned or exchanged. Customers are strongly advised to understand this policy fully to avoid any misunderstandings or disputes. - Third-Party Payments
All investment transactions must be made using the investor’s registered bank account linked to their folio. Third-party bank accounts are strictly prohibited for such transactions.- In cases of non-compliance, the Asset Management Company (AMC) or its Registrar and Transfer Agent (RTA) will refund the investment amount to the originating account from which the payment was made.
- Investors will bear full responsibility for any consequences arising from such non-compliance.
This policy has been clearly communicated to ensure transparency and to prevent any disputes or misunderstandings. By making an investment or purchasing a product from Unifi Mutual Fund, the investor acknowledges and agrees to this Refund Policy.