Privacy Policy
Privacy Policy & Security of Information
We, at Unifi Mutual Fund, deeply respect the privacy of every visitor to our website and are committed to protecting and maintaining the security of the personal information shared with us.
We understand that the lawful and correct treatment of personal data is crucial to maintaining our investors’ trust and confidence. It is our constant endeavor to ensure that all personal data collected, processed, recorded, or used in any manner-whether on paper, computer, or other electronic media-has the necessary safeguards in place to uphold confidentiality and privacy.
We request all investors, clients, and customers to carefully read this “Policy on Privacy and Security of Information.”
The terms in this document align with the provisions of “The Information Technology Act, 2000,” as amended, the “Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011,” and any other applicable rules, regulations, and circulars.
Interpretation
- All references to the masculine shall include the feminine, and all references to the singular shall include the plural, and vice versa.
- References to client/customer/investor include both individuals and non-individuals, unless the context suggests otherwise.
- Any reference to a statute or statutory provision includes references to amendments or re-enactments thereof.
- Headings are provided for ease of reference only.
Policy Details
Unifi Asset Management Private Limited (referred to as “AMC”) has been appointed as the Investment Manager to the schemes of Unifi Mutual Fund.
The AMC, either directly or through third-party service providers (Service Providers) such as registrars and transfer agents, collects, receives, processes, stores, and handles information from investors, clients, or customers (both existing and prospective).
The information collected may include:
- Bank account details: Provided during account creation, bank account changes, or multiple account registrations.
- Payment details: Information submitted during investments or as proof for account changes.
- Encrypted passwords: For online investment requests.
- Demat account details: Such as beneficiary account numbers.
- Annual income and savings profiles.
- Other sensitive personal data as required.
This information is collected to:
- Respond to investor requests and process investment applications.
- Facilitate secure subscriptions, redemptions, and transactions across various modes such as physical, online portals, and websites.
- Comply with Know Your Client (KYC) norms under the Prevention of Money Laundering Act, 2002, SEBI regulations, and other applicable laws.
The data forms the basis of our ability to provide high-quality, timely, and efficient services while ensuring the information remains secure and confidential.
Data Protection and Access
We implement robust technical, operational, and physical security measures to protect investors’ sensitive personal data. Only authorized employees trained in handling sensitive information are granted access to this data.
The AMC ensures third-party service providers comply with confidentiality standards through suitable terms and agreements, and violators of privacy protocols are subject to disciplinary action.
Data Sharing
We may disclose personal information to external authorities, third-party service providers, or regulators as required under applicable laws. This includes entities like:
- Registrars and transfer agents.
- Distributors, banks, sub-brokers, call centers, custodians, and depositories.
- Governmental or judicial bodies when mandated.
By using our website or transacting with us, you consent to the sharing of your information as outlined above.
In addition, we may use the information to:
- Contact investors about our products and services.
- Seek feedback on services provided.
- Generate statistics and reports.
- Protect the rights and interests of the Mutual Fund, AMC, Trustee Company, and associated entities.
Cookies and Online Privacy
Our website may use cookies. By using our website, you consent to the use of cookies as per this policy. However, our privacy policy does not extend to third-party websites accessed via links on our site.
Despite our best efforts to secure data, we cannot guarantee immunity from breaches. The Mutual Fund, AMC, Trustee Company, and associated entities are not liable for unauthorized access to data caused by external factors.
Amendments
This policy is subject to periodic updates. Investors are advised to regularly review the policy for any changes.
Data Retention
We retain personal data as long as required under the law or to provide efficient service.
Grievance Redressal
For concerns related to personal or sensitive data, please email us at [email protected].
By using this website or providing information to transact with us, you expressly consent to the terms outlined in this policy.